Car Loans
Calculate repayments, compare lenders and get pre-approved for your new or used vehicle — all in one place.
Finance Options
Secured personal loan for a new or used vehicle. The car is the security — rates are typically competitive.
Business vehicle finance. GST on the vehicle can be claimed upfront; interest and depreciation are deductible.
Specialist green vehicle finance with discounted rates for eligible electric or plug-in hybrid vehicles.
Salary-package your car repayments pre-tax through your employer for significant tax savings.
Reduce monthly repayments by deferring a portion (balloon) to the end of the loan term.
Finance for vehicles up to 12 years old. Slightly higher rates, with the same flexibility as new car loans.
Our free calculators help you budget accurately before you visit the dealership.
Lender Network
Compare vehicle finance options across major banks, specialist lenders and finance providers.
Finance options may be available through leading Australian lenders and finance providers. Lender availability depends on individual circumstances and product eligibility.
Customer Reviews
“The calculator made it really easy to understand my repayments before I committed. Saved me a lot of time at the dealership.”
Michael
Perth, WA
“I didn't realise how much a balloon payment would save me monthly. The tool helped me make a much more informed decision.”
Sarah
Brisbane, QLD
“Compared three different loan terms in minutes. Clear repayment breakdowns made it simple to see what I could actually afford.”
James
Melbourne, VIC
“I was nervous about finance, but the guided process walked me through each step. Felt like I had an expert with me.”
Priya
Sydney, NSW
“Got a chattel mortgage for my work ute. The business finance section explained the tax benefits clearly — really helpful.”
Connor
Adelaide, SA
“Used the comparison tool to check if leasing was better than buying. The breakdown made the decision obvious for my situation.”
Angela
Gold Coast, QLD
Reviews reflect customer experiences using FinanceGPT calculators and finance journey tools.
How It Works
FinanceGPT makes it easy to understand your finance options, calculate repayments and connect with a specialist broker.
Tell us a little about yourself and a specialist broker will compare options across 40+ lenders to find your best rate — free of charge.
Common questions about car finance in Australia