Find the right finance option faster

Borrowing Power

Find out how much you could borrow.

Car Loan Calculator

Estimate repayments before you buy.

Asset Finance

Calculate equipment and asset repayments.

Balloon Payment

Model balloon structures and final payments.

Lease vs Buy

Compare leasing against purchasing outright.

Business Loan

Check repayments for business lending.

Refinance Calculator

See if refinancing could save you money.

Finance Examples

Finance examples Australians search for every day

Indicative estimates based on common scenarios. Use a calculator for your exact situation.

$45,000

Car Loan

Example repayment

$212/week

at 9.99% p.a. indicative — estimate only

5-year secured car loan. New vehicle, PAYG employee, good credit.

$750,000

Home Loan

Example repayment

$4,380/month

at 6.49% p.a. indicative — estimate only

30-year principal & interest home loan. Owner-occupied, variable rate.

$80,000

Equipment Finance

Example repayment

$1,540/month

at 8.49% p.a. indicative — estimate only

5-year chattel mortgage. Business use, ABN 2+ years, established credit.

$120,000

Business Loan

Example repayment

$2,590/month

at 12.99% p.a. indicative — estimate only

5-year unsecured business loan. Trading 3+ years, good financials.

Mortgage Calculator Borrowing Power

All figures are indicative estimates only. Actual rates and repayments depend on individual circumstances and lender assessment.

Finance Options

Explore finance options

Calculators, comparisons and guidance across every finance category.

🏠

Home Loans

Compare home loan rates and calculate borrowing power.

Explore Home Loans

🚗

Car Loans

Estimate repayments and find the right vehicle finance.

Car Loan Calculator Balloon Payment

Explore Car Loans

💼

Business Loans

Funding solutions for cashflow, growth and expansion.

Business Loan Calculator

Explore Business Loans

🏗️

Asset Finance

Finance trucks, trailers, plant and machinery.

Asset Finance Calculator Lease vs Buy

Explore Asset Finance

⚙️

Equipment Finance

Finance for equipment and tools across all industries.

Asset Finance Calculator

Explore Equipment Finance

👤

Personal Loans

Personal finance for consolidation, travel and more.

Repayment Calculator

Explore Personal Loans

Lender Network

Access finance options from Australia's leading lenders

Compare home loan options across major banks, specialist lenders and finance providers.

ANZ

NAB

WBC

Westpac

CBA

Commonwealth Bank

ING

BOQ

FMC

Firstmac

RSM

Resimac

Finance options may be available through leading Australian lenders and finance providers. Lender availability depends on individual circumstances and product eligibility.

Customer Reviews

What customers say

★★★★★4.9based on customer feedback

★★★★★

“The borrowing power calculator gave me a realistic figure to take to real estate viewings. Far more useful than I expected.”

Tom

Sydney, NSW

Home Loan

★★★★★

“Comparing fixed vs variable was confusing until I used the repayment calculator. Saw the long-term difference immediately.”

Rachel

Melbourne, VIC

Mortgage

★★★★★

“First home buyer, had no idea where to start. The guided journey helped me understand what I needed and what I could borrow.”

David

Brisbane, QLD

First Home Buyer

★★★★★

“The refinance calculator showed me exactly how much I could save switching lenders. The numbers were eye-opening.”

Natalie

Perth, WA

Refinance

★★★★★

“Compared multiple lender scenarios in one place. Genuinely useful platform — not just a rate table.”

Andrew

Canberra, ACT

Home Loan

★★★★★

“The mortgage calculator helped us understand exactly what we could afford as a couple before we started house hunting.”

Lisa

Adelaide, SA

Mortgage

Reviews reflect customer experiences using FinanceGPT calculators and finance journey tools.

FAQ

Top finance guides

Plain-English explanations across every finance category.

Car Loans

How to compare car loan repayments

What to look for beyond the rate — fees, terms, balloon payments and lender differences explained.

Home Loans

Fixed vs variable home loans

Which rate type suits your situation? A clear breakdown of the trade-offs Australians face.

Car Loans

How balloon payments work

Lower your repayments now and pay a lump sum at the end. Here's when it makes sense.

Asset Finance

Equipment finance explained

Chattel mortgage, finance lease or operating lease — the right choice depends on your business structure.

Business Finance

Business loan eligibility explained

Lenders look beyond your credit score. Understand what matters most when applying.

Home Loans

Borrowing power: what affects it?

Income, expenses, debts and dependants all factor in. Use our calculator to estimate yours.