FinanceGPT

Asset Finance

Unlock business growth
with asset finance

Finance the assets your business needs to grow. Fast approvals, smart structures and access to 30+ specialist lenders.

Calculate Repayments →Lease vs Buy
30+
Specialist lenders
4hrs
Fast approval
6.99%
Rates from
$5M+
Max loan size

Asset Categories

Finance assets across every sector

🚛

Heavy Vehicles & Transport

Trucks, semi-trailers, tippers, forklifts and other commercial vehicles. Fleet packages available.

⚙️

Industrial Equipment

Lathes, CNC machines, presses, compressors and fabrication equipment.

🌾

Agribusiness Assets

Tractors, headers, irrigation and grain handling equipment for primary producers.

💻

Technology Assets

Servers, workstations, production software and IT infrastructure.

🏥

Healthcare Equipment

Diagnostic imaging, surgical equipment, dental chairs and allied health assets.

🏗️

Civil & Construction

Excavators, graders, rollers, drilling rigs and concrete equipment.

Qualification Guide

Strong indicators for fast approval

The Asset Finance Calculator checks these signals automatically and shows your qualification confidence.

ABN 2+ years
GST registered
No adverse credit in 2 yrs
Asset under 10 years old
LVR under 100%
Positive cash flow

Don't meet all indicators? FinanceGPT works with specialist lenders who can accommodate a wider range of business profiles.

Get your qualification confidence score

Our calculator assesses your profile and shows how likely you are to be approved.

Asset Finance Calculator →
Australia Wide
Multiple Finance Options
Free Calculators
Secure & Private
Guided Finance Journey
No Credit Score Impact

Lender Network

Access finance options from Australia's leading lenders

Compare asset & equipment finance options across major banks, specialist lenders and finance providers.

LIB
Liberty Financial
PEP
Pepper Money
ANG
Angle Finance
MET
Metro Finance
TTK
Thinktank
FNL
Finlease
NAB
NAB
WBC
Westpac

Finance options may be available through leading Australian lenders and finance providers. Lender availability depends on individual circumstances and product eligibility.

Customer Reviews

What customers say

★★★★★4.9based on customer feedback
★★★★★

Needed to understand chattel mortgage vs finance lease for heavy equipment. The comparison tool saved hours of research.

M

Marcus

Darwin, NT

Equipment Finance
★★★★★

Financed our excavator through the platform. The guided process was surprisingly smooth for a large commercial deal.

K

Karen

Newcastle, NSW

Asset Finance
★★★★★

Clear breakdown of what we'd pay on a 5-year term vs 7-year. Exactly what I needed to present to the business.

B

Brett

Townsville, QLD

Equipment Finance
★★★★★

The asset finance calculator is straightforward. I've used it multiple times for different pieces of equipment.

S

Sandra

Geelong, VIC

Asset Finance
★★★★★

Helped me understand the tax position before I committed to a finance lease. Saved me from making an expensive mistake.

P

Paul

Hobart, TAS

Finance Lease
★★★★★

Running a small haulage business, the commercial finance guide explained our options in plain language. Very useful.

D

Denise

Cairns, QLD

Commercial Finance

Reviews reflect customer experiences using FinanceGPT calculators and finance journey tools.

How It Works

From curiosity to your best rate
in three steps

FinanceGPT makes it easy to understand your finance options, calculate repayments and connect with a specialist broker.

Calculate your repayments

Use our free calculators to get instant repayment estimates for any finance type — home loans, car loans, equipment finance and more.

Ask FinanceGPT

FinanceGPT answers your finance questions, compares options and guides you through the process — available 24/7.

Unlock your best rate

When you're ready, we match you with a specialist broker who compares options across 40+ lenders to secure your best available rate.

Free — No Credit Check

Unlock your best available rate

Tell us a little about yourself and a specialist broker will compare options across 40+ lenders to find your best rate — free of charge.

No credit check. No spam. Your information is secure.

Asset Finance FAQs

Asset finance is a category of business lending where the financed asset (equipment, vehicle, machinery) serves as the primary security. This includes chattel mortgage, finance lease, hire purchase and operating lease structures.