Business Finance
Working capital, equipment, growth or acquisition — FinanceGPT matches your business with the right lender and structure in hours, not weeks.
Finance Options
Fast funding without collateral. Ideal for cash flow, stock or growth. Amounts up to $500K.
Draw funds as needed up to your approved limit. Only pay interest on what you use.
Fund machinery, vehicles and technology without upfront capital. Preserve cash for operations.
Unlock cash tied up in outstanding invoices — typically 80–90% of invoice value within 24 hours.
Purchase or refinance commercial premises. Owner-occupied or investment.
Finance to buy an existing business or franchise. Specialist structuring for goodwill.
Use our free calculators to understand the real cost of your business funding options.
Lender Network
Compare business finance options across major banks, specialist lenders and finance providers.
Finance options may be available through leading Australian lenders and finance providers. Lender availability depends on individual circumstances and product eligibility.
Customer Reviews
“The business loan calculator helped me present a credible funding proposal to my accountant before approaching lenders.”
Chris
Sydney, NSW
“Compared unsecured vs secured business lending. Didn't realise how much the rates differ — this guided me to the right option.”
Julie
Melbourne, VIC
“Used the platform to understand working capital options for our hospitality business. The finance journey was genuinely useful.”
Mark
Brisbane, QLD
“The repayment calculator gave us a realistic view of serviceability before we approached the bank. Very practical tool.”
Fiona
Perth, WA
“Helped me understand what lenders look for in a business loan application. Felt prepared going in.”
Steven
Adelaide, SA
“Running a retail business, I needed to understand my borrowing options quickly. The guided assessment pointed me in the right direction.”
Emma
Gold Coast, QLD
Reviews reflect customer experiences using FinanceGPT calculators and finance journey tools.
How It Works
FinanceGPT makes it easy to understand your finance options, calculate repayments and connect with a specialist broker.
Tell us a little about yourself and a specialist broker will compare options across 40+ lenders to find your best rate — free of charge.
Common questions about business finance in Australia